With the recent announcement that U-M Health Plan/PHP will be closing its doors on December 31, 2025, we understand that this news may bring uncertainty and concern regarding group and individual health benefits.
What You Need to Know
- Group Benefits: For businesses enrolled in U-M Health Plan/PHP’s group benefits, renewals will no longer be issued after March 2025.
- Individual and Medicare Benefits: If you are insured under U-M Health Plan/PHP’s individual or Medicare plans, coverage will terminate on December 31, 2025. Open enrollment deadlines are approaching quickly, and individuals can act now to secure new coverage.
Trusted Solutions for Small Businesses
SBAM has partnered with Blue Cross Blue Shield of Michigan/Blue Care Network (BCBSM/BCN) for over 30 years, offering a reliable and comprehensive solution for small business owners. BCBSM/BCN provides a variety of plans designed to meet diverse needs, ensuring access to:
- Extensive provider networks
- Comprehensive and affordable benefits
- Flexible plan options for businesses of all sizes
To ease the transition of this PHP closure, you can move your employees to a new solution before the end of the year. Our trusted health and life insurance agents are ready to assist with quoting and enrollment, helping you find the best fit for your business.
Assistance for Individuals
If you’re enrolled in individual or Medicare benefits, switching coverage is straightforward with the help of our insurance agents. You can also explore options directly on the Marketplace to secure new coverage before your current plan ends.
How SBAM Can Help
SBAM’s Member Care team, along with BCBSM/BCN’s dedicated internal teams, are here to guide you through this transition. We’re here to support you every step of the way, providing assistance with:
- Exploring plan options
- Getting quotes
- Making informed decisions for your employees or personal coverage
Contact Us Today
For personalized assistance, contact SBAM’s Member Care team at 877-949-7226 or email us at MemberCare@sbam.org. Don’t let this change disrupt your business or personal health coverage—reach out today to ensure a seamless transition.