How the health of your personal balance sheet affects your small business success. Today at 3 p.m. and 8 p.m. on Business Next!

Today on Business Next, managing both sides of the personal balance sheet with Bloomfield Hills-based Merrill Lynch Financial Advisor Jeff Gembis; Detroit News business reporter Jaclyn Trop talks about the impact on small business from having big businesses move to downtown Detroit, and Online Tech CEO Yan Ness gives details on the “Spring into IT Seminar” for small businesses May 11 in Ann Arbor.

Listen today at 3 p.m. and 8 p.m. on the Michigan Business Network. SBAM members can log in and listen to archived programs anytime on a PC or mobile device by going to the Business Next show page.