Your insurance premiums are increasing
As a result of new taxes and fees that will help fund the Affordable Care Act (ACA), you will see an increase in the total premium amount for your employer-sponsored insurance plan on your January …
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November 12, 2013
November 9, 2013
Planning to hire temps for the holiday season? Look before you leap
Article courtesy of SBAM Approved Partner AdvanceHR Seasonal workers can give you a lifeline to survive crunch periods like the upcoming holidays. But it's wise to consider the implications carefully and not cut any corners …
September 30, 2013
Michigan’s Health Exchange
By Scott Lyon, Senior Vice President There is a lot of speculation in the air. Today is September 30 and the Exchange is set to open tomorrow for individuals and small businesses. We already know …
August 29, 2013
Exchange subsidies for spouses and children
By Scott Lyon, Senior Vice PresidentOne question that our staff repeatedly receives from members and agents goes something like this: If I offer coverage to my employees, will their spouses and children be eligible for …
August 28, 2013
State Senate approves important Medicaid expansion that benefits small businesses
The state Senate in Lansing last night passed a plan that initiates critical reforms and broadens the eligibility criteria to participate in the Medicaid program so that people under 133 percent of the poverty level …
August 19, 2013
FAQ — Health Insurance Exchange Notice
A specific provision of the Affordable Care Act that impacts ALL employers - regardless of size - takes effect October 1, 2013. The law states that all employers must provide each employee (both full-time and …
August 15, 2013
Get ACA compliant with new member service
A specific provision of the Affordable Care Act that impacts ALL employers - regardless of size - takes effect October 1, 2013. The law states that all employers must provide each employee (both full-time and …
August 14, 2013
New service helps small employers comply with Oct. 1 Health Insurance Exchange notice requirements
A new service launched today by the Small Business Association of Michigan (SBAM) will help small employers comply with important Health Insurance Exchange notification requirements. Details on the new service can be found at http://tinyurl.com/SBAMACA.The …
July 19, 2013
SBAM Immediate Past Chair speaks out in support of Healthy Michigan plan
Article courtesy of Gov. Snyder's OfficeFor small-business owner David Rhoa, his support for the Healthy Michigan plan all comes down to simple economics."I'm as conservative as they come. You're talking about a guy who invited …
July 19, 2013
Free seminars on health care reform
Blue Cross Blue Shield of Michigan is holding a number of health care reform seminars within the next few weeks. These strategy sessions will feature a panel of experts and the latest news and information …
July 18, 2013
Official guidance issued regarding delay of PPACA’s employer “play or pay” payment provisions
By Stephanie L. Hicks As reported earlier, the government announced a one-year delay of the enforcement of the Patient Protection and Affordable Care Act's ("PPACA") employer shared responsibility payment provisions, commonly referred to as the employer …
July 11, 2013
Latest on the Affordable Care Act
Last week SBAM reported that the Obama Administration unexpectedly announced on July 2 that the employer shared responsibility payment provisions, generally referred to as the 'employer mandate' or 'play-or-pay provisions', will be delayed until 2015. …
July 1, 2013
Delays to small biz health exchanges
On June 19, 2013, the Government Accountability Office (GAO) released a new report, “Patient Protection and Affordable Care Act: Status of Federal and State Efforts to Establish Health Insurance Exchanges for Small Businesses,” which explores …
June 11, 2013
Lactation rights: Appeals court slaps down denial of discrimination claim
Article courtesy of SBAM Approved Partner ASEBy Joe DeSantisFiring a new mother because she asked for break time to express breast milk is indeed sex discrimination under the Pregnancy Discrimination Act of 1978.The EEOC sued …
May 31, 2013
Employee notification of Exchange
By Scott Lyon, Senior Vice PresidentBefore October 1, 2013, employers must notify their employees about the availability of the Health Exchange/Marketplace. In Michigan the Exchange will be called Mi Health Marketplace. In summary, this requirement …
May 29, 2013
Employee Notification of Exchange
Before October 1, 2013, employers must notify their employees about the availability of Health Exchange/Marketplace. In Michigan the Exchange will be called Mi Health Marketplace. In summary, this requirement applies to essentially all employers and …
May 16, 2013
Employer notification of Exchange/Marketplace
By Scott Lyon, Senior Vice PresidentAmong the key changes in health care reform is an employee's choice, if eligible, to choose a plan from a state-run exchange. Starting March 1, 2013 (delayed until Fall 2013), …
May 10, 2013
HSAs, HRAs, and the affordability and the minimum value tests
By Scott Lyon, Senior Vice PresidentAs we head into the summer, it seems that the folks in Washington are ramping up the release of various regulations for the Affordable Care Act. On May 3, the …
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