Aaron MacDonald, Small Group Sales Director for Blue Cross Blue Shield of Michigan, talks about health insurance trends important to small business, and a review of the reasons behind the recent drop in health insurance …
By April Goff & Norbert F. Kugele | Warner Norcross & Judd LLPEmployer-sponsored group plans have a lot on their plate this time of year. Open enrollment is just around the corner and human resource departments are …
What if you could offer an online benefits store to your employees and give them an allowance to shop for benefits? Learn how to make it easy for your employees to manage their benefits with more plan choices …
By Michael J. Burns, courtesy of SBAM Approved Partner ASEMost media coverage of the Affordable Care Act (ACA) generally focuses on compliance issues for large employers (i.e., those with 100 or more full-time equivalent employees …
By Gary B. Kushner, SPHR, CBP, President and CEO of Kushner & CompanyAs part of the ACA, starting in January, 2016 for the 2015 calendar year, applicable large employers (ALEs, that is, employers with 50 …
By Scott Lyon, Senior Vice PresidentAt its core, the Cadillac Tax is another gem of the Affordable Care Act that goes into effect in 2018. With the Cadillac Tax, employers will pay an excise tax …
By Scott Lyon, SBAM Senior Vice PresidentAt its core, the Cadillac Tax is another gem of the Affordable Care Act that goes into effect in 2018. With the Cadillac Tax, employers will pay an excise …
By Scott Lyon, SBAM Senior Vice PresidentEarlier today the Supreme Court in a 6-3 decision upheld the Affordable Care Act’s ability to provide tax subsidies in states with a Federal Exchange. So, what is next? …
Employees are at the heart of any business. Whether you have a machine shop or an accounting firm, you need them on the line or analyzing break-evens. Trust is everything, especially when it comes to …
by Scott Lyon, Senior Vice President of SBAMIn March, the Assistant Secretary of Planning and Evaluation Office of Health Policy at Health and Human Services, the ASPE Office of Health Policy at HHS, for those …
Not that any of us need another reason to shake our heads at the IRS… About two weeks ago the Internal Revenue Service released the final reporting forms and instructions that employers will use in …
Article courtesy of SBAM Approved Partner Kushner & CompanyOn February 18, 2015, the IRS issued Notice 2015-17 elaborating on its position that, subject to narrow exceptions, an employer violates health care reform’s annual dollar limit and preventive services mandates …
As we get rolling through the first quarter of 2015, we hope our members that are considered Applicable Large Employers under the Affordable Care Act are taking the time and steps necessary to monitor their …
On March 5, 2014 the Internal Revenue Service issued final regulations on employer reporting requirements under the Affordable Care Act that will take effect in 2015. Employers with fewer than 50 full-time employees and full-time …
By Scott Lyon, SBAM Senior Vice President As we approach fall and the next round of open enrollment in the health insurance exchange/marketplace, we have had several questions from members regarding the definition of “affordability.” …
As one of Michigan’s largest COBRA administrators, we get asked fairly regularly about what impact the Affordable Care Act has on COBRA, if companies still must follow COBRA regulations, and other questions along that line. …
As one of Michigan’s largest COBRA administrators, we get asked fairly regularly about what impact the Affordable Care Act has on COBRA, if companies still must follow COBRA regulations, and other questions along that line. …
As you go through all the steps needed to set up a new Affordable Care Act (ACA) compliant health plan, don’t forget about the need for an ERISA required Summary Plan Description (SPD). When you …
